In Missouri, a Power of Attorney (POA) is a legal document that allows you to appoint someone (an agent) to act on your behalf in financial and/or healthcare matters. Missouri recognizes both general and durable powers of attorney, with the latter remaining in effect even if the principal becomes incapacitated. A healthcare power of attorney allows you to designate someone to make medical decisions for you if you are unable to do so.
Key Aspects of Power of Attorney in Missouri:
The Missouri Bar has published the Money Guide to assist with questions concerning debt collection, overdraft fee payday lending information, credit card rules, etc.
If you are experiencing money problems in any of these areas more, click on "The Money Guide" pdf document below.
"Arial",sans-serif">Being able to access higher education is a wonderful step towards building a financially secure future; enabling people to gain better employment opportunities and live to a higher standard. However, student debt is a complicated issue, and trying to decide if the costs of a degree are worth it can be difficult.
In the modern world, most of us will rely on electronic banking in some form or another. Whether it’s using a card to pay for items in shops, or online transfers, we seamlessly use a blend of digital finance tools and cash in our everyday lives. Unfortunately, this means that there is also a myriad of ways that scammers can target consumers, especially if they are a high-risk group.
Starting April 1, 2023, the Family Support Division (FSD) will resume annual redeterminations of eligibility for all Medicaid and CHIP (MO HealthNet) participants. This process is called annual renewal. Some participants will no longer be eligible for Medicaid benefits, if this happens to you, you may be eligible for special enrollment periods (SEP) to get coverage through your employer or from the Health Insurance Marketplace (healthcare.gov).
To learn more about this click on the pdf document below.
Starting April 1, 2023, the Family Support Division (FSD) will resume annual redeterminations of eligibility for all Medicaid and CHIP (MO HealthNet) participants. This process is called annual renewal. Some participants will no longer be eligible for Medicaid benefits, if this happens to you, you may be eligible for special enrollment periods (SEP) to get coverage through your employer or from the Health
Insurance Marketplace (healthcare.gov).
For More information click on the attached pdf document below.
How can you find out about ATM fees?
Hurricanes, wildfires and other natural disasters devastate communities and threaten the financial well-being of residents. The National Consumer Law Center (NCLC) works at the national and state levels to develop innovative policy solutions, train and support local advocates, and educate consumers about their financial options.
To find out more, click: National Consumer Law Center
In 1977, the United States Congress passed the “Fair Debt Collection Practices Act.” Congress said there were abusive actions being taken by many debt collectors. Congress found that these practices invaded privacy. Click on the following document to find about your rights when dealing with debt collectors.