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Division of Mental Retardation and Developmental Disabilities
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What is Bankruptcy?
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all creditors from seeking to collect debts from a petitioner, at least until the debts are sorted out according to the law.
What Can Bankruptcy Do?
Bankruptcy makes it possible to—
Social Security Administration
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The Missouri Bar has developed a handbook entitled, "Business Law Resource Guide." This guide has very useful information for understanding The American Disabilities Act in the workplace. To view the chapter concerning discrimination in the workplace just click on the pdf file below.
What You Need to Know Before You File Bankruptcy.
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What is bankruptcy?
In bankruptcy, a person or business may restructure debt payments or discharge debts. There are four major forms of bankruptcy, two that are limited to individuals (or married couples) and two that are primarily for businesses.
LSSM has prepared a bankruptcy brochure explaining how the bankruptcy process works. Click on the document below to learn more.
In 1977, the United States Congress passed the “Fair Debt Collection Practices Act.” Congress said there were abusive actions being taken by many debt collectors. Congress found that these practices invaded privacy. Click on the following document to find about your rights when dealing with debt collectors.
Upsolve is a national nonprofit corporation that helps low-income Americans file Chapter 7 bankruptcy for free. If you have decided you need to file a Chapter 7 bankruptcy, you might qualify for free legal assistance from Upsolve. Click on the following link to go to Upsolve
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Owning a home is a key part of the American dream. Unfortunately, if you have a disability, you may find it harder to afford to buy and retrofit a home to accommodate your needs. That’s because if you are unable to work or if you face significant medical expenses, you might not be able to qualify for a traditional mortgage or provide a 20% down payment.
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