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What is Bankruptcy?
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all creditors from seeking to collect debts from a petitioner, at least until the debts are sorted out according to the law.
What Can Bankruptcy Do?
Bankruptcy makes it possible to—
What You Need to Know Before You File Bankruptcy.
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What is bankruptcy?
In bankruptcy, a person or business may restructure debt payments or discharge debts. There are four major forms of bankruptcy, two that are limited to individuals (or married couples) and two that are primarily for businesses.
LSSM has prepared a bankruptcy brochure explaining how the bankruptcy process works. Click on the document below to learn more.
In 1977, the United States Congress passed the “Fair Debt Collection Practices Act.” Congress said there were abusive actions being taken by many debt collectors. Congress found that these practices invaded privacy. Click on the following document to find about your rights when dealing with debt collectors.
Upsolve is a national nonprofit corporation that helps low-income Americans file Chapter 7 bankruptcy for free. If you have decided you need to file a Chapter 7 bankruptcy, you might qualify for free legal assistance from Upsolve. Click on the following link to go to Upsolve
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What is human trafficking?
Human trafficking is a public health issue that impacts individuals, families, and communities. Traffickers exploit other human beings by targeting at-risk populations including persons who have experienced or been exposed to other forms of violence or sexual abuse, and persons disconnected from stable support networks such as runaway and homeless youth, unaccompanied minors, migrant farm workers, and persons displaced during natural disasters. Human trafficking includes labor and sex trafficking.
If you are or you know someone that is a victim of human trafficking you can call the Human Trafficking Hotline at 1-888-373-7888. For more information you can go to the following link:
The Missouri Human Trafficking Hotline
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