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What is Bankruptcy?
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all creditors from seeking to collect debts from a petitioner, at least until the debts are sorted out according to the law.
What Can Bankruptcy Do?
Bankruptcy makes it possible to—
What You Need to Know Before You File Bankruptcy.
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What is bankruptcy?
In bankruptcy, a person or business may restructure debt payments or discharge debts. There are four major forms of bankruptcy, two that are limited to individuals (or married couples) and two that are primarily for businesses.
LSSM has prepared a bankruptcy brochure explaining how the bankruptcy process works. Click on the document below to learn more.
In 1977, the United States Congress passed the “Fair Debt Collection Practices Act.” Congress said there were abusive actions being taken by many debt collectors. Congress found that these practices invaded privacy. Click on the following document to find about your rights when dealing with debt collectors.
Upsolve is a national nonprofit corporation that helps low-income Americans file Chapter 7 bankruptcy for free. If you have decided you need to file a Chapter 7 bankruptcy, you might qualify for free legal assistance from Upsolve. Click on the following link to go to Upsolve
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IMPORTANT UPDATES ABOUT LOCAL COURT Responses to the Covid-19 Pandemic
Many Missouri courts have announced closures or issued other communications about COVID-19 measures. To view them you can click on the following link:
Missouri Courts Responses to Covid-19
The Legal Services of Eastern Missouri has developed an informational brochure that may help you in times of need during the Corona Virus Pandemic. Click on the link below to read the brochure. It is formatted in Adobe pdf for your viewing convenience.
The Legal Services of Eastern Missouri has developed an informational brochure that may help you in times of need during the Corona Virus Pandemic. Click on the link below to read the brochure. It is formatted in Adobe pdf for your viewing convenience.
The Legal Services of Eastern Missouri has developed an informational brochure that may help you in times of need during the Corona Virus Pandemic. Click on the link below to read the brochure. It is formatted in Adobe pdf for your viewing convenience.
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