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After graduating from college, you should feel empowered to take your first steps into the world of work, pursuing the career that’s been made possible by all your hard work and commitment. With endless possibilities waiting for you after graduation day, this is an incredibly exciting chapter in your life.
What is Bankruptcy?
Bankruptcy is a legal proceeding in which a person who cannot pay his or her bills can get a fresh financial start. The right to file for bankruptcy is provided by federal law, and all bankruptcy cases are handled in federal court. Filing bankruptcy immediately stops all creditors from seeking to collect debts from a petitioner, at least until the debts are sorted out according to the law.
What Can Bankruptcy Do?
Bankruptcy makes it possible to—
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What You Need to Know Before You File Bankruptcy.
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What is bankruptcy?
In bankruptcy, a person or business may restructure debt payments or discharge debts. There are four major forms of bankruptcy, two that are limited to individuals (or married couples) and two that are primarily for businesses.
LSSM has prepared a bankruptcy brochure explaining how the bankruptcy process works. Click on the document below to learn more.
In 1977, the United States Congress passed the “Fair Debt Collection Practices Act.” Congress said there were abusive actions being taken by many debt collectors. Congress found that these practices invaded privacy. Click on the following document to find about your rights when dealing with debt collectors.
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