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"Arial",sans-serif">Being able to access higher education is a wonderful step towards building a financially secure future; enabling people to gain better employment opportunities and live to a higher standard. However, student debt is a complicated issue, and trying to decide if the costs of a degree are worth it can be difficult.
In the modern world, most of us will rely on electronic banking in some form or another. Whether it’s using a card to pay for items in shops, or online transfers, we seamlessly use a blend of digital finance tools and cash in our everyday lives. Unfortunately, this means that there is also a myriad of ways that scammers can target consumers, especially if they are a high-risk group.
Starting April 1, 2023, the Family Support Division (FSD) will resume annual redeterminations of eligibility for all Medicaid and CHIP (MO HealthNet) participants. This process is called annual renewal. Some participants will no longer be eligible for Medicaid benefits, if this happens to you, you may be eligible for special enrollment periods (SEP) to get coverage through your employer or from the Health Insurance Marketplace (healthcare.gov).  To learn more about this click on the pdf document below.
Starting April 1, 2023, the Family Support Division (FSD) will resume annual redeterminations of eligibility for all Medicaid and CHIP (MO HealthNet) participants. This process is called annual renewal.  Some participants will no longer be eligible for Medicaid benefits, if this happens to you, you may be  eligible for special enrollment periods (SEP) to get coverage through your employer or from the Health Insurance Marketplace (healthcare.gov). For More information click on the attached pdf document below.
How can you find out about ATM fees?
  Hurricanes, wildfires and other natural disasters devastate communities and threaten the financial well-being of residents. The National Consumer Law Center (NCLC) works at the national and state levels to develop innovative policy solutions, train and support local advocates, and educate consumers about their financial options. To find out more, click:   National Consumer Law Center
In 1977, the United States Congress passed the “Fair Debt Collection Practices Act.”  Congress said there were abusive actions being taken by many debt collectors.  Congress found that these practices invaded privacy. Click on the following document to find about your rights when dealing with debt collectors.
The Federal Trade Commission offers numerous articles concerning credit and loan problems.  Click on the following link to go to the Federal Trade Commission website.  Federal Trade Commission If you click on this link you will be leaving this website. 
This is a brochure explaining how to deal with creditors that are harassing you. This information is distributed by the National Consumer Law Center.   Click on the PDF file below to view and/or print this document.